Scope of the Role
Product Manager leads the strategy, development, and optimization of our Loan Origination Platform. This platform is critical to enabling smooth, compliant, and scalable lending processes across the Lending Centre.
Job Description
Assist in scheduling and organizing meetings with cross-functional teams (engineering, design, sales, marketing, and support).
• Support in gathering and synthesizing feedback from stakeholders.
• Provide clear and timely updates to relevant stakeholders.
• Workshop Facilitation: Help in organizing workshops to gather requirements and brainstorm solutions.
• Prepare workshop materials and document outcomes.
• Assist in tracking and implementing actionable next steps.
• Maintain accurate records of project documentation, meeting minutes, and process flows.
• Ensure all documentation is clear and easy to access.
• Communicate project updates effectively across channels.
• Collaborate with senior team members to translate feedback into detailed requirements.
• Support the prioritization of features and tasks.
• Monitor progress and assist in ensuring timelines are met.
Define the product vision and roadmap for the Loan Origination Platform (LOP), aligned with credit policy, business goals, and regulatory requirements.
Own the full loan origination journey: from application, document collection, KYC, credit scoring, decisioning, to disbursal.
Stay up to date on trends in digital lending, credit tech, regulatory changes, and customer behavior.
Gather and analyze requirements from internal teams (risk, credit, sales, legal, compliance, ops).
Prioritize backlog items using business impact, technical feasibility, and compliance urgency.
Work closely with credit policy, engineering, UX, operations, and third-party vendors (e.g., credit bureaus, eKYC providers).
Collaborate with legal and compliance teams to ensure platform adheres to local and international regulatory standards.
Drive platform enhancements such as pre-approved journeys, alternative credit scoring, automated underwriting, and loan structuring tools.
Ensure seamless integration with CRM, core banking systems, document verification tools, and payment gateways.
Design frictionless, mobile-friendly application flows for various loan products (personal, auto, business, etc.).
Use data to reduce drop-offs, enhance approval rates, and shorten turnaround time.
Ideal Candidates
Looking for candidates with experience in Product management with at least 2yrs experience in Lending or banking. Applicant must have a strong knowledge of digital lending platforms, credit decision engines, and regulatory compliance frameworks.