Scope of the Role
Cluster Head is responsible for handling the MSME segment customers with a team of RM's. Responsible for driving sales and growth of Working Capital Loans in your designated area through the Branch Channel. Drive the Relationship Managers in sourcing New to Bank customers and to handle the existing customer service and renewals. You will be a creative problem solver, finding solutions to help the RM's achieve their goals.
Job Description
Job Description
* Develop and implement sales strategies to increase market share and profitability of working capital loan products. * Ensure the Relationship Manager's productivity * Strengthen the branch channel relationship to ensure a steady flow of leads * Ensure New to Bank Customers Loans, New Loans and Renewals * Existing customer service and complaints. * Maintain a good rapport with loan operations and credit department * Ensure the TAT in loan disbursal. * Activation of inactive accounts * Overall responsible for the total P&L of the region's Working Capital Loans Business
Ideal Candidates
Looking for a skilled banker with vast experience in Working Capital Loans. Must have good knowledge of Working Capital Loan documentation, CAM preparation, Credit processing, Loan operations etc. Candidate must be capable of handling a team of RM's.