Scope of the Role
A Credit Analyst is a financial professional responsible for evaluating the creditworthiness of individuals or businesses to determine the risk of lending them money. They act as "financial detectives," analyzing historical data to predict a borrower's ability to repay future obligations
Job Description
Key Objectives of the Job Responsible for building a good credit portfolio of corporate advances through high quality appraisal. Ensuring a focused approach to grow the credit portfolio without compromising on credit quality. Building up of sector / industry wise specialists to forecast the economic climates, identify niche areas for credit growth, risk mitigation etc. Tracking of allotted portfolio to identify early warning signals and identifying concern accounts, following up on the derisking/exiting of such accounts in order to maintain the health of the portfolio. Stay fully updated with all regulatory guidelines/govt policies / various corporate laws and their impact on portfolio
Ideal Candidates
Looking for candidates with expertise in Mid & Large corporate segment Credit Analysis being in Banks or NBFC. Should have knowledge in various aspects of credit underwriting & monitoring, including but not limited to, processing of proposals, credit analysis, project appraisal, restructuring, syndication etc. Should be well versed with documentation, operation & legal aspects of mid and large corporate segment across the full gamut of products / industries