Scope of the Role
As a Relationship Manager for Working Capital at a leading bank, you will be responsible for building and maintaining relationships with business clients,understanding their financial goals,and addressing their working capital needs.Analize client's financial statements and cash flow to assess working capital requirements and offering advice to optimize their working capital efficiency.Evaluate the financial risk associated with working capital solutions,ensuring that the proposed startegies align with both the client's needs and the bank's risk tolerance.Stay upated on industry trends,ecocnomic conditions and regulatory changes that may impact client's working capital needs.Actively seek opportunities to expand the bank's working capital portfolio by acquiring new clients and promoting relevant fianacial products.
Job Description
- Build and nurture strong relationships with business clients to understand their working capital requirements.Conduct regular client meetings to assess their financial needs, provide updates on market trends, and offer tailored solutions.
- Analyze clients' financial statements and operational data to assess working capital requirements and identify opportunities for improvement.
- Collaborate with clients to develop strategies for optimizing working capital efficiency.Provide expert advice on working capital management, cash flow optimization, and liquidity solutions to clients.
- Evaluate and manage the credit risk associated with working capital solutions.Collaborate with credit and risk management teams to ensure compliance with risk policies and procedure
- Monitor and track the performance of working capital solutions provided to clients.Provide regular reports and updates to clients on the effectiveness of implemented strategies.
Ideal Candidates
Looking for candidates with 4 to 6 years of sales experience in working capital and Strong understanding of financial principles, including working capital dynamics, cash flow management, and financial statement analysis.Familarity with the industry in which clients operate,allowing for a better understanding of their specific working capital challenges and opportunites.Excellent communication and interpersonal skills to effectively build and maintain relationships with clients and internal teams.Ability to analyze complex financial data,asess risk,and develop solutions tailored to client's working capital needs.